Terms & Conditions

Last updated: December 2025

1. Agreement to Terms

By accessing or using the Tira Finance website (https://tira.finance), services, or protocol (collectively, the “Services”), you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, do not use the Services.

2. Description of Services

Tira Finance provides a decentralized bridge protocol for cryptocurrency assets. The Services enable users to:

  • Bridge assets between Bitcoin-based networks and the XRP Ledger
  • Participate in the $TIRA token ecosystem
  • Subscribe to updates and potential airdrops via our mailing list

3. Eligibility

You must be at least 18 years old and have the legal capacity to enter into binding contracts to use the Services. By using the Services, you represent and warrant that you meet these eligibility requirements. Users from jurisdictions where cryptocurrency services are prohibited are not permitted to use the Services.

4. Risk Disclosure

Cryptocurrency and decentralized finance involve significant risks. By using the Services, you acknowledge and accept:

  • Market Risk: Digital asset values are highly volatile and may decrease significantly.
  • Technical Risk: Smart contracts and bridge protocols may contain bugs or vulnerabilities.
  • Regulatory Risk: Laws governing cryptocurrencies may change and affect your ability to use the Services.
  • Loss of Funds: You may lose some or all of your assets through use of the Services.
  • No Guarantees: Past performance does not guarantee future results.

5. User Responsibilities

You agree to:

  • Maintain the security of your wallet credentials and private keys
  • Provide accurate information when using the Services
  • Comply with all applicable laws and regulations
  • Not use the Services for illegal activities, money laundering, or fraud
  • Not attempt to exploit, hack, or compromise the Services

6. Intellectual Property

All content, trademarks, and intellectual property associated with Tira Finance are owned by Tira Labs or its licensors. You may not copy, modify, distribute, or create derivative works without our express written consent.

7. Disclaimer of Warranties

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE. YOU USE THE SERVICES AT YOUR OWN RISK.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, TIRA FINANCE, ITS AFFILIATES, AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR ASSETS, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICES.

9. Indemnification

You agree to indemnify and hold harmless Tira Finance and its affiliates from any claims, damages, losses, or expenses arising from your use of the Services or violation of these Terms.

10. Airdrop Terms

Participation in any $TIRA airdrop is subject to the following conditions:

  • Airdrops are discretionary and not guaranteed
  • You must provide a valid XRPL or Bitcoin Spark wallet address
  • You must be subscribed to the mailing list at the time of distribution
  • Tira Finance reserves the right to modify or cancel airdrop programs
  • Airdrop tokens may be subject to vesting or lock-up periods

11. Modifications

We reserve the right to modify these Terms at any time. Changes will be effective upon posting to the website. Your continued use of the Services after changes constitutes acceptance of the modified Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles. Any disputes shall be resolved through binding arbitration.

13. Contact

For questions about these Terms, please contact us:

Tira Labs Inc.

info@tira.finance

#203 Bayview Commercial Complex
Frigate Bay, 0000
St. Kitts